About Us
A Specialty Agency Built for High-Risk Business
Contractors Choice Agency has spent two decades insuring the businesses other agents won't touch—including the shooting sports industry.
From the Trades to Insurance
Contractors Choice Agency was founded in 2005 by Josh Cotner—a former contractor who knew firsthand how hard it was for high-risk operations to find an agent who understood their business. He built CCA to be that agent: one that treats specialty and hard-to-place commercial risk as a specialty, not a problem.
Twenty years later, we insure more than 298 clients across spray foam, roofing, construction, and the shooting sports industry. Gun ranges sit squarely in our wheelhouse: they’re high-hazard, misunderstood by generalist insurers, and exactly the kind of risk we’ve spent our careers learning to place well.
We’re licensed in all 50 states and partner only with A-rated carriers—financially strong insurers who pay claims and who actually want to write range business. When you call, you reach a specialist who can speak intelligently about negligent discharge, lead exposure, and FFL inventory, because that’s what we do every day.
2005
Founded
298+
Clients
50
States Licensed
A-Rated
Carriers
What Sets Us Apart
Insider Credibility
Founder Josh Cotner came up in the trades before insurance. We understand high-risk operations from the inside—not from a textbook.
Specialty Focus
We don’t dabble in hard-to-place risk—we specialize in it. The shooting sports industry is a core part of our book, not an exception.
Speed Without Shortcuts
15-minute quotes and same-day certificates, backed by careful coverage analysis so nothing important gets missed.
A Real Relationship
You get a dedicated specialist who answers the phone—not a rotating cast of call-center reps reading from a script.
Headquartered in Chandler, Arizona — Serving All 50 States
Wherever your range operates, we can place your coverage. Let's talk about protecting your business.